The position is based in Ukraine with temporary relocation to Warsaw, Poland. EBRD may grant approval to work from Ukraine to eligible candidates who may not be able to relocate to Warsaw, Poland due to personal objective reasons.

Purpose of Job

The Associate Banker contributes to all phases of the project cycle, including project origination, structuring, execution, and implementation and monitoring. The Associate Banker will take responsibility for those tasks assigned to them by the operation leader (“OL”), which may include undertaking comprehensive due diligence, including financial, market, integrity and EBRD policy compliance, as well as effective post-signing implementation and monitoring. The Associate Banker carries out these tasks as part of a project team under the guidance of an operation leader or under the supervision/guidance of more senior bankers or the team Director. The position will be focused on real estate sector of Ukraine, including affordable housing.

The Associate Banker role may also include elements of business/pipeline development, client management and policy dialogue.

Accountabilities & Responsibilities

Under the guidance of the operation leader or a more senior banker:

Structuring and Execution Work as a project team member on transactions, contributing to all aspects of project structuring and execution, including working with client counterparts, consultants and other parties to progress the project; Be the primary driver of the scope and quality of project due diligence, including financial, market, integrity and EBRD policy compliance; Prepare internal project documentation, including approval project memoranda, financial models, draft term sheets, presentations, etc. as and when required; Take responsibility, as TC operation leader, to design and process technical co-operation assistance, ensuring that TC processing and approval fits with the approval schedule of any related investment project or the related policy dialogue initiative; Ensure that all tasks are completed within the specified time frames to a high standard and in line with the policies, procedures and objectives of the Bank. Portfolio Monitoring, Value Creation and Reporting Take responsibility for the implementation and monitoring of all projects to which the Associate Banker is assigned, including compliance with project agreements and Bank procedures related to disbursement; monitoring of progress of the project implementation and financial performance of the client; assessing evolving risk factors and monitoring and assessing covenant compliance, in the case of more senior Associate’s they may become the OL for the project once it is in implementation and/or monitoring phase; Prepare timely and comprehensive monitoring reports and include recommendations for corrective actions where required and ensure these proposed corrective actions and recommendations are brought to the attention of more senior team members;  As TC operation leader, ensure effective implementation and monitoring of TC assignments to ensure their compliance with donor reporting requirements, operational objectives and that all reports are of a high quality; As a project team member perform all such tasks as may be assigned by the operation leader and provide constructive advice, guidance and supervision to more junior members of the project team. Business Development Assist, as required, with marketing and business development efforts.

The responsibilities of the Associate Banker are designed to allow for the development of transaction expertise and expansion of responsibilities, leading to assuming the role of an operation leader on standard, non-complex transactions. In such cases, the Associate Banker’s accountabilities and responsibilities would be increased to undertake a role of an operation leader under the supervision/guidance of more senior bankers or the Team Director.

Qualifications & Skills / Experience & Knowledge

Qualifications and Skills:

Bachelor’s degree. Master’s degree preferred or equivalent experience in the areas of expertise. Professional qualification such as ACA, CFA, ACCA, or CIMA desirable. Strong quantitative/numerical skills are critical with the ability to interpret financial information and to design and use financial models. Credit analysis skills, with the ability to interpret accounts, understanding local and international accounting principles and practice of credit analysis. Computer literacy, conversant with Microsoft Office and spread sheet packages including financial analysis and modelling modules. Excellent understanding of relevant systems and processes. Ability to work effectively as a team member and to deadlines and under time pressure. Excellent written and oral communication skills in English. Good command of Ukrainian language is preferred.

Experience & Knowledge:

Relevant experience in real estate and project finance from an investment or commercial bank, private equity firm, asset management firm, real estate brokerage / consultancy, development company or auditing/financial consulting firm operating to international standards. Practical experience of participating in transactions through the full project life cycle. Direct exposure to real estate projects in Ukraine is a strong plus.

What is it like to work at the EBRD? / About EBRD 

Our agile and innovative approach is what makes life at the EBRD a unique experience! You will be part of a pioneering and diverse international organisation, and use your talents to make a real difference to people's lives and help shape the future of the regions we invest in.

At EBRD, our Values – Inclusiveness, Innovation, Trust, and Responsibility – are at the heart of how we work. We bring these to life through our Workplace Behaviours: listening well and speaking up, collaborating smartly, acting decisively with full commitment, and simplifying to amplify our impact. These principles shape our culture and define our success. We seek individuals who not only share these values but are also committed to embedding them in their daily work, fostering a positive and high-performing environment. 

The EBRD environment provides you with: 

Varied, stimulating and engaging work that gives you an opportunity to interact with a wide range of experts in the financial, political, public and private sectors across the regions we invest in.  A working culture that embraces inclusion and celebrates diversity. Our workforce reflects a broad range of backgrounds, perspectives, and experiences, bringing fresh ideas, energy, and innovation and enhancing our ability to serve our clients, shareholders, and counterparties effectively. A hybrid workplace that offers flexibility to teams and individuals; that is based on trust, flexibility and connectedness.  An environment that places sustainability, equality and digital transformation at the heart of what we do.  A workplace that prioritises employee wellbeing and provides a comprehensive suite of competitive benefits.